AMUSA’s commercial mortgage bridge loans are designed to help our Borrowers accomplish their immediate goals and then, depending upon the Borrower’s business plan, to exit the bridge loan either upon the sale of the property or by refinancing the bridge loan with an inexpensive bank loan. We provide bridge loans for investment properties, income-producing and owner-occupied real estate, and we can help you or your client execute a viable business plan to achieve your exit strategy. We can also consider vacant distressed property with a value-added business plan.

Let us determine if a bridge loan is right for you. A bridge loan is short-term or interim financing for your business until permanent or another stage of financing can be obtained. Bridge loans are usually taken out for short terms, from 1 year to three years, depending on the securing of a more traditional commercial loan, which is usually used to pay back the bridge loan.

Due to the increased risk, bridge loans usually have higher interest rates. The bridge loan lender may also require cross commercialization, and a lower loan-to-value ratio, but they are typically arranged with relatively little documentation. 

We can provide loan amounts for purchases, refinancing, debt consolidation, property improvements, and working capital. These loans are generally for: 

Property Types

You'll be pleased to know that our responses and closing times are fairly quick. Approvals are given in two days from receipt of complete credit package, and we can execute closings in as little as two to three weeks.